Service Coverage: Serving all U.S. states (Diminished Value claims excluded in NE & MI).

100% Virtual Service — Just Send Photos

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Estimate Consultants Independent Automotive Appraisals
100% Virtual Appraisals — Just Send Photos

Estimating and Appraisals,
The Right Way.

Precise automotive valuations handled 100% virtually. Simply take pictures of your vehicle and repair estimate with your smartphone and send them in. No in-person appointments or shop visits required.

Fast & Convenient Workflow

How Virtual Appraisals Work

No driving to inspection centers or waiting for field appraisers. Get certified appraisal reports right from your phone.

1

Submit Request

Fill out our brief online inquiry form, or click to send us a direct text or email with your vehicle year, make, model, and state.

2

Send Vehicle Photos

Snap pictures of your vehicle damage (and your repair estimate/final bill if applicable) using your phone and text or email them in.

3

We Handle the Rest

We compile a certified, thorough valuation report backed by market research and serve as your authorized technical representative with the carrier (for DV Claims).

Client Solutions

Independent Appraisal Services

Certified, unbiased valuations formatted for insurance companies, legal proceedings, financial institutions, and the IRS. Simply send in vehicle photos to get started.

Money Back Guarantee

Diminished Value Appraisal

$199 Down / $299 Due After Insurance Offer

Comprehensive appraisal report combined with full claim representation with the insurance carrier to recover lost vehicle market value after an accident.

$299

Total Loss Appraisals

Independent evaluation to find your vehicle's Fair Market Value. Utilizing our proprietary formula along with meticulous research to ensure the appraisal we give is as fair as it gets.

$299

Estate & Probate Appraisals

Official valuation reports required for probate courts, estate distribution, tax settlements, and asset division.

$299

Bank & Collateral Loans

Certified appraisal documentation for financial institutions, credit unions, and private lenders verifying collateral worth.

$299

IRS Vehicle Donation

IRS tax-compliant written appraisals for charitable vehicle donations exceeding federal standard thresholds.

$299

Divorce / Legal Settlement

Comprehensive, unbiased vehicle asset valuations tailored for marital dissolution negotiations and court proceedings.

Specialized Coverage & Money-Back Guarantee

What is Diminished Value?

Even after a vehicle is repaired following an accident, its market value drops permanently simply because it now has a recorded damage history. When you sell or trade in your car, buyers will pay significantly less compared to an identical vehicle with a clean history. That lost financial value is known as Diminished Value.

At Estimate Consultants, we do not just hand you a report—we draft a formal, fully documented Diminished Value Appraisal and represent your claim directly on your behalf to recover exactly what we feel the vehicle is worth.

At-Fault & 3rd-Party Claim Notice: Diminished Value claims require that you were not at fault for the collision. The claim must be submitted through the responsible party's insurance carrier. Please note: Even if you elected to have your vehicle repaired through your own insurance policy for convenience or speed, you retain the full legal right to pursue a separate 3rd-party Diminished Value claim against the at-fault driver's insurer.
Claim Eligibility Requirements: Vehicles with prior accidents, over 10 years old, or over 100k miles do not make good candidates for DV and we are not likely to accept claims for these vehicles.
Virtual Inspection & Special Vehicles Exclusions: We work virtually, and while that is great for everyday vehicles, we do not accept exotic, vintage, or collectors cars due to the necessity of having in-person inspections to properly identify and appraise them.
State Exclusions for DV Claims: Diminished Value appraisal claims are not offered in Nebraska (NE) or Michigan (MI).

Our Risk-Free Money-Back Guarantee

Fee structure: $199 Down to get started, with the remaining $299 due only after the insurance company delivers an offer. If our full fee ($498) is not covered in the resulting Diminished Value insurance offer, we guarantee a full refund of our $498 fee.

Start DV Inquiry
Appraisal Integrity

Meet Your Appraiser

Kevin Murty, Certified Appraiser

Kevin Murty

ASCAA Certified Vehicle Appraiser

Following over a decade working in, then managing high-volume paint and collision shop operations, Kevin transitioned into insurance field adjusting. While highly successful in the insurance estimate and appraisal field, Kevin quickly recognized that standard carrier protocols often left policyholders and repair facilities without a truly unbiased voice.

Driven to provide genuine integrity to automotive valuations, Kevin earned his professional certification as an ASCAA Appraiser and founded Estimate Consultants.

"A fair appraisal doesn't favor one party or the other, but you can rest easy knowing that every valuation we issue is thorough, documented, unbiased and complete."
10+ Yrs Body Shop Ops Ex-Insurance Adjuster ASCAA Certified
Ready When You Are

Start Your Appraisal

Create your account in the client portal to upload your documents and photos — or reach out directly with any questions first.

Create Your Account in the Appraisal Portal

Any Questions?